Smart Ways You Can Find An Affordable House That Fits Your Budget

Looking for a place to live, to call home, and to feel comfortable is not an easy task, especially when you are on a budget. When you look for a place that will provide you with the comfort and the coziness of a home, you embark on a journey that can overwhelm you and stress you out. You need to have a plan, and you need to know where to start. Want to make your home-hunting an easy and smooth process? Take note of the following tips, you wonโ€™t regret them!

white wall with shelf and abstract painting

Gain A Better Understanding Of Your Financial Situation 

Take a look at your finances, what can you afford? You need to start from the beginning when going on the tedious mission of finding a new home. It is not fun to realize what money can you actually spend on rent, but it is a crucial step to set expectations and work on a realistic plan and that wonโ€™t give you a headache later. Just look at it as a number, try to keep your emotions aside: this is what I have, where can I find something good for me for that money?

What Are Your Dealbreakers

Now, scribble down deal-breakers: What is that you can bear with when renting a home? What is that you wonโ€™t tolerate? When you are on a budget, you can not be too strict with your expectations. At the end of the day, you are looking for low-income housing and that means you will need to be flexible and be willing to sacrifice. Be honest to yourself and brainstorm what are the conditions that you are willing to live with and what are the absolute deal-breakers.

Utilize Technology

Make your life easy and download apps that help you with the hunting: several apps can support you in this journey. You can outline the specifications you are looking for and the app will take care of the rest. With apps -or perhaps getting a broker for free- you can get listings that fit your preferences. It is like narrowing down an otherwise burdensome storm of thousands of options. 

Research On Social Media

Social media can also help! Are you a Facebook user? Well, take advantage of it and post an ad telling users about yourself and what you are looking for. Another alternative, if you donโ€™t want to throw yourself out there, is joining Facebook Housing Groups. In there, you can find several different options of housing that are more likely to be offered by people that are in the same condition as you. We never know, you could find your perfect match scrolling down your Facebook news. 

Consider Splitting The Cost 

Consider a shared house or a roommate: the fact is that sharing a room or an apartment with one -or more- people are very effective to afford a good place to live in. Besides, there are high chances that you meet amazing people that can become friends for life. Donโ€™t take this step too lightly. Take your time to meet up and know your prospective roommates, so you are sure they are a good fit for you! 

Think About The Factors That Come Into Play

The price of the house or room is not the only aspect to take into account: to find affordable housing is not only important to consider the price per week or month, but it is also critical to consider other things that could engross your budget and make it, at the end of the day, more expensive than you thought. Contemplate aspects such as commute time, neighborhood, the nearest bus stop or subway station, facilities such as laundry or dishwasher, among others. Ask yourself: will this house or apartment cost much more than it looks like? Then, you can make your decision. You need to be smart in your search for low income housing so that youโ€™re able to maintain a certain standard of living while also being wise about your spending habits and expenses. The only way to really master this is to understand the surroundings and the cost of living in the area that youโ€™re going to live in. 

Service For Accommodation 

Finally and not less important, consider exchanging services for accommodation: This is very common between students or tourists. You can actually get accommodation in exchange for performing some duties for the landlord such as being a caretaker, or you could live in a hostel and work there, receiving your renting expenses as the salary. This is an option that people with a very low budget consider or people that are not looking for settling down, but it is not a bad option if you are experimenting with different areas and canโ€™t make a decision.

One of the most important things to do before starting house hunting if you are on a budget is narrowing your options down. The above tips and smart ways are excellent to guide yourself on where to start, as it is commonly the most overwhelming and confusing step. However, there is not a better feeling than finding that place where you see yourself living and spending time of quality. There is absolutely no need to be rich to achieve that. Go for it!

Krystal | Sunny Sweet Days
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