When you are injured at work or involved in a car accident, you are entitled to get compensation for your injuries. Injuries caused by other people’s carelessness or negligence are covered by personal injury law. However, getting the benefits you deserve may be challenging because the insurance companies thoroughly evaluate all the claims before approving them. They might also try to undercut your compensation and offer you as little money as possible. Nonetheless, certain types of injuries warrant automatic settlement. So, without further ado, here are 4 types of injuries that you need to seek compensation for.
- Physical Injury
Physical injuries are the most common both in the workplace and in vehicle accidents. There are different forms of bodily injuries, and they each cause pain to the affected organs. Some of the most common injuries include the following: broken bones, lacerations, torn ligaments, sprains, and burns among others. In most cases, these injuries are visible and difficult to dispute.
On the other hand, some types of injuries are classified as catastrophic if their impacts are severe and possibly permanent. For example, brain and spinal cord injuries can cause permanent damage and affect the patient’s living conditions in the future. Spinal injuries can cause partial or permanent paralysis. The victims may not be able to work again and could become prone to a variety of medical complications that affect their welfare in many ways. Such conditions can also contribute to additional illnesses, injuries, or even death.
- Product Liability
If your injury is caused by a defective product, the manufacturer should be held liable. Like all other types of injuries, it is essential to prove that fault or negligence has caused your injury. Cases of product liability happen are common across the US, but they are filed under certain laws that vary from one state to the other, which is why you’ll need to hire a locally-based attorney to handle your case. If you live in South Carolina, it’s best to look for a personal injury lawyer South Carolina to fight for your rights after an injury caused by a defective product. Moreover, expert injury lawyers know the evidence required to successfully file a compensation claim for injuries caused by faulty products.
- Chronic Illness
You can also seek compensation if you are infected by a chronic illness caused by the negligence of the other party. For instance, toxic exposure can lead to numerous diseases that may include cancer, heart disease, and circulatory system and nervous system diseases. Other conditions can affect different organs like the eyes, throat, and ears and cause chronic illnesses. In the workplace, the employer is required by law to ensure that the environment is safe for employees and visitors.
Employees who suffer from chronic illnesses due to exposure to chemicals or other toxic materials should seek compensation benefits. You need to provide evidence to support that your injuries were caused by the working conditions in your workplace. Illnesses caused by toxic substances can be catastrophic since they can cause permanent changes to the welfare of the victims. For example, a stroke can lead to permanent impairment, and the victim would require assisted living conditions. Catastrophic injuries and illnesses can also lead to bankruptcy and affect the victim in several ways.
- Psychological Injury
Some people end up suffering from psychological injuries that are a result of their working conditions or other traumatic experiences they go through. For instance, some accidents in the workplace can leave indelible memories among the victims which would return to haunt them over a long period. Other incidents also lead to an array of mental health-related issues that involve stress, depression, anxiety, among others.
If you are a victim of such a scenario, you are entitled to get compensation benefits. The most important thing is to prove that your condition was caused by the other party’s negligence. This is the reason why you need to consult an experienced injury attorney to give you sound legal advice before you file a compensation claim.
If you were injured at work or involved in an automobile accident, you are entitled to receive compensation for your suffering. Several types of injuries are covered under workers’ compensation. In the same vein, insurance companies also cover different types of injuries caused by car crashes as well as other critical accidents that can lead to permanent disability or chronic pain. All the same, you should consult a professional injury attorney if you were injured in any kind of accident to see if your injuries warrant compensation. Injury laws are designed to protect the victims of negligence, so make sure you know your rights.
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