There are a ton of insurance carriers out there for drivers in Florida. While it is nice to have options, it can be a confusing process to try to narrow down which one is best for you. Some carriers have better customer service than others but that may come with a higher price tag. There is also a risk of insurance carriers not performing as you expected. So how can you be sure that the carrier you choose will be the right one for you?
A great way to get genuine insight on insurance companies is by reading consumer reviews. Clearsurance has thousands of crowdsourced reviews of real insurance experiences people have had. The reviews are available for people to read and learn more about different insurance carriers. Clearsurance has even used the reviews that people have submitted to create rankings of the top auto insurance carriers in Florida.
Top-rated Florida car insurers
No one wants to pay a lot for car insurance, but it is also important to have a reliable carrier that is available when it comes time to file a claim. While Geico is the most popular car insurance company in Florida, it is not considered one of the best companies overall in the state. Clearsurance’s rankings are based on user reviews of the company based on their overall experience. According to Clearsurance’s unbiased auto insurance carrier rankings for Florida, some of the top carriers are USAA, California Casualty Group, Amica, and Florida Farm Bureau.
USAA is the highest-ranking carrier in Florida. It provides insurance coverage to military members and their families. USAA is ranked high on Clearsurance for its customer service.
This company is based out of San Mateo, California, but it sells insurance to many states across the nation. California Casualty is known to insure people who serve the community with high quality protection such as educators, nurses, firefighters, and law enforcers.
Amica comes in as the third highest of Clearsurance’s rankings. It is a popular company among people across the United States, not just in Florida.
Florida Farm Bureau holds the fourth highest rank of car insurance carriers in Florida and is the first on this list that sells exclusively in Florida. Consumers value its customer service and discounts.
Companies with good discounts in Florida
Most insurance carriers offer discounts on your insurance premiums to reward policyholders of certain things. They can include discounts for having multiple cars on your policy, being a student with good grades or paying for your entire policy upfront. Auto-Owners, Horace Mann, National General, and Infinity are among the companies who offer a good selection of car insurance discounts.
Auto-Owners is one of the nation’s largest insurance companies. Among its many discounts are a good student discount and a student away at school discount, which you could be eligible for if you have a student attending school more than 100 miles from home without a vehicle
Horace Mann offers affordable insurance to teachers. Teachers and administrators can qualify for the educator discount because of their profession and also the association member discount if they are part of a qualifying education or school administrator association
National General has a number of discounts, such as having more than one vehicle on the policy, completing a defensive driver course and combining your car and RV insurance on one policy
Infinity is known for providing supportive coverage that works with many communities, including the Hispanic community by having their website available in English and Spanish. Some of their discounts are available based on your driving record, safety features your vehicle has, your policy and more.
If you find a company that offers discounts, make sure you are taking the right steps to get all of the discounts possible. Sometimes you can receive discounts for things like paying your bill a certain way or for signing up for paperless billing. Be sure to check with the carrier and determine what all of their options are.
Your decision on your car insurance carrier is an important one and it takes time to choose. It helps to hear about the good and bad experiences that people have had with their carriers. In addition to the rankings for insurance carriers in Florida, you can also check out what the Clearsurance community said were the best national carriers for 2018.
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